Class: Plaid::StudentLoan

Inherits:
Object
  • Object
show all
Defined in:
lib/plaid/models/student_loan.rb

Overview

Contains details about a student loan account

Instance Attribute Summary collapse

Class Method Summary collapse

Instance Method Summary collapse

Constructor Details

#initialize(attributes = {}) ⇒ StudentLoan

Initializes the object

Parameters:

  • attributes (Hash) (defaults to: {}) —

    Model attributes in the form of hash



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# File 'lib/plaid/models/student_loan.rb', line 185

def initialize(attributes = {})
  if (!attributes.is_a?(Hash))
    fail ArgumentError, "The input argument (attributes) must be a hash in `Plaid::StudentLoan` initialize method"
  end

  # check to see if the attribute exists and convert string to symbol for hash key
  attributes = attributes.each_with_object({}) { |(k, v), h|
    if (!self.class.attribute_map.key?(k.to_sym))
      fail ArgumentError, "`#{k}` is not a valid attribute in `Plaid::StudentLoan`. Please check the name to make sure it's valid. List of attributes: " + self.class.attribute_map.keys.inspect
    end
    h[k.to_sym] = v
  }

  if attributes.key?(:'account_id')
    self. = attributes[:'account_id']
  end

  if attributes.key?(:'account_number')
    self. = attributes[:'account_number']
  end

  if attributes.key?(:'disbursement_dates')
    if (value = attributes[:'disbursement_dates']).is_a?(Array)
      self.disbursement_dates = value
    end
  end

  if attributes.key?(:'expected_payoff_date')
    self.expected_payoff_date = attributes[:'expected_payoff_date']
  end

  if attributes.key?(:'guarantor')
    self.guarantor = attributes[:'guarantor']
  end

  if attributes.key?(:'interest_rate_percentage')
    self.interest_rate_percentage = attributes[:'interest_rate_percentage']
  end

  if attributes.key?(:'is_overdue')
    self.is_overdue = attributes[:'is_overdue']
  end

  if attributes.key?(:'last_payment_amount')
    self.last_payment_amount = attributes[:'last_payment_amount']
  end

  if attributes.key?(:'last_payment_date')
    self.last_payment_date = attributes[:'last_payment_date']
  end

  if attributes.key?(:'last_statement_balance')
    self.last_statement_balance = attributes[:'last_statement_balance']
  end

  if attributes.key?(:'last_statement_issue_date')
    self.last_statement_issue_date = attributes[:'last_statement_issue_date']
  end

  if attributes.key?(:'loan_name')
    self.loan_name = attributes[:'loan_name']
  end

  if attributes.key?(:'loan_status')
    self.loan_status = attributes[:'loan_status']
  end

  if attributes.key?(:'minimum_payment_amount')
    self.minimum_payment_amount = attributes[:'minimum_payment_amount']
  end

  if attributes.key?(:'next_payment_due_date')
    self.next_payment_due_date = attributes[:'next_payment_due_date']
  end

  if attributes.key?(:'origination_date')
    self.origination_date = attributes[:'origination_date']
  end

  if attributes.key?(:'origination_principal_amount')
    self.origination_principal_amount = attributes[:'origination_principal_amount']
  end

  if attributes.key?(:'outstanding_interest_amount')
    self.outstanding_interest_amount = attributes[:'outstanding_interest_amount']
  end

  if attributes.key?(:'payment_reference_number')
    self.payment_reference_number = attributes[:'payment_reference_number']
  end

  if attributes.key?(:'pslf_status')
    self.pslf_status = attributes[:'pslf_status']
  end

  if attributes.key?(:'repayment_plan')
    self.repayment_plan = attributes[:'repayment_plan']
  end

  if attributes.key?(:'sequence_number')
    self.sequence_number = attributes[:'sequence_number']
  end

  if attributes.key?(:'servicer_address')
    self.servicer_address = attributes[:'servicer_address']
  end

  if attributes.key?(:'ytd_interest_paid')
    self.ytd_interest_paid = attributes[:'ytd_interest_paid']
  end

  if attributes.key?(:'ytd_principal_paid')
    self.ytd_principal_paid = attributes[:'ytd_principal_paid']
  end
end

Instance Attribute Details

#account_id ⇒ Object

The ID of the account that this liability belongs to. Each account can only contain one liability.



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# File 'lib/plaid/models/student_loan.rb', line 20

def 
  @account_id
end

#account_number ⇒ Object

The account number of the loan. For some institutions, this may be a masked version of the number (e.g., the last 4 digits instead of the entire number).



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# File 'lib/plaid/models/student_loan.rb', line 23

def 
  @account_number
end

#disbursement_dates ⇒ Object

The dates on which loaned funds were disbursed or will be disbursed. These are often in the past. Dates are returned in an [ISO 8601](wikipedia.org/wiki/ISO_8601) format (YYYY-MM-DD).



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# File 'lib/plaid/models/student_loan.rb', line 26

def disbursement_dates
  @disbursement_dates
end

#expected_payoff_date ⇒ Object

The date when the student loan is expected to be paid off. Availability for this field is limited. Dates are returned in an [ISO 8601](wikipedia.org/wiki/ISO_8601) format (YYYY-MM-DD).



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# File 'lib/plaid/models/student_loan.rb', line 29

def expected_payoff_date
  @expected_payoff_date
end

#guarantor ⇒ Object

The guarantor of the student loan.



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# File 'lib/plaid/models/student_loan.rb', line 32

def guarantor
  @guarantor
end

#interest_rate_percentage ⇒ Object

The interest rate on the loan as a percentage.



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# File 'lib/plaid/models/student_loan.rb', line 35

def interest_rate_percentage
  @interest_rate_percentage
end

#is_overdue ⇒ Object

‘true` if a payment is currently overdue. Availability for this field is limited.



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# File 'lib/plaid/models/student_loan.rb', line 38

def is_overdue
  @is_overdue
end

#last_payment_amount ⇒ Object

The amount of the last payment.



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# File 'lib/plaid/models/student_loan.rb', line 41

def last_payment_amount
  @last_payment_amount
end

#last_payment_date ⇒ Object

The date of the last payment. Dates are returned in an [ISO 8601](wikipedia.org/wiki/ISO_8601) format (YYYY-MM-DD).



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# File 'lib/plaid/models/student_loan.rb', line 44

def last_payment_date
  @last_payment_date
end

#last_statement_balance ⇒ Object

The total amount owed as of the last statement issued



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# File 'lib/plaid/models/student_loan.rb', line 47

def last_statement_balance
  @last_statement_balance
end

#last_statement_issue_date ⇒ Object

The date of the last statement. Dates are returned in an [ISO 8601](wikipedia.org/wiki/ISO_8601) format (YYYY-MM-DD).



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# File 'lib/plaid/models/student_loan.rb', line 50

def last_statement_issue_date
  @last_statement_issue_date
end

#loan_name ⇒ Object

The type of loan, e.g., "Consolidation Loans".



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# File 'lib/plaid/models/student_loan.rb', line 53

def loan_name
  @loan_name
end

#loan_status ⇒ Object

Returns the value of attribute loan_status.



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# File 'lib/plaid/models/student_loan.rb', line 55

def loan_status
  @loan_status
end

#minimum_payment_amount ⇒ Object

The minimum payment due for the next billing cycle. There are some exceptions: Some institutions require a minimum payment across all loans associated with an account number. Our API presents that same minimum payment amount on each loan. The institutions that do this are: Great Lakes ( ‘ins_116861`), Firstmark (`ins_116295`), Commonbond Firstmark Services (`ins_116950`), Granite State (`ins_116308`), and Oklahoma Student Loan Authority (`ins_116945`). Firstmark (`ins_116295` ) and Navient (`ins_116248`) will display as $0 if there is an autopay program in effect.



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# File 'lib/plaid/models/student_loan.rb', line 58

def minimum_payment_amount
  @minimum_payment_amount
end

#next_payment_due_date ⇒ Object

The due date for the next payment. The due date is ‘null` if a payment is not expected. A payment is not expected if `loan_status.type` is `deferment`, `in_school`, `consolidated`, `paid in full`, or `transferred`. Dates are returned in an [ISO 8601](wikipedia.org/wiki/ISO_8601) format (YYYY-MM-DD).



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# File 'lib/plaid/models/student_loan.rb', line 61

def next_payment_due_date
  @next_payment_due_date
end

#origination_date ⇒ Object

The date on which the loan was initially lent. Dates are returned in an [ISO 8601](wikipedia.org/wiki/ISO_8601) format (YYYY-MM-DD).



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# File 'lib/plaid/models/student_loan.rb', line 64

def origination_date
  @origination_date
end

#origination_principal_amount ⇒ Object

The original principal balance of the loan.



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# File 'lib/plaid/models/student_loan.rb', line 67

def origination_principal_amount
  @origination_principal_amount
end

#outstanding_interest_amount ⇒ Object

The total dollar amount of the accrued interest balance. For Sallie Mae ( ‘ins_116944`), this amount is included in the current balance of the loan, so this field will return as `null`.



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# File 'lib/plaid/models/student_loan.rb', line 70

def outstanding_interest_amount
  @outstanding_interest_amount
end

#payment_reference_number ⇒ Object

The relevant account number that should be used to reference this loan for payments. In the majority of cases, ‘payment_reference_number` will match `account_number,` but in some institutions, such as Great Lakes (`ins_116861`), it will be different.



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# File 'lib/plaid/models/student_loan.rb', line 73

def payment_reference_number
  @payment_reference_number
end

#pslf_status ⇒ Object

Returns the value of attribute pslf_status.



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# File 'lib/plaid/models/student_loan.rb', line 75

def pslf_status
  @pslf_status
end

#repayment_plan ⇒ Object

Returns the value of attribute repayment_plan.



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# File 'lib/plaid/models/student_loan.rb', line 77

def repayment_plan
  @repayment_plan
end

#sequence_number ⇒ Object

The sequence number of the student loan. Heartland ECSI (‘ins_116948`) does not make this field available.



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# File 'lib/plaid/models/student_loan.rb', line 80

def sequence_number
  @sequence_number
end

#servicer_address ⇒ Object

Returns the value of attribute servicer_address.



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# File 'lib/plaid/models/student_loan.rb', line 82

def servicer_address
  @servicer_address
end

#ytd_interest_paid ⇒ Object

The year to date (YTD) interest paid. Availability for this field is limited.



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# File 'lib/plaid/models/student_loan.rb', line 85

def ytd_interest_paid
  @ytd_interest_paid
end

#ytd_principal_paid ⇒ Object

The year to date (YTD) principal paid. Availability for this field is limited.



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# File 'lib/plaid/models/student_loan.rb', line 88

def ytd_principal_paid
  @ytd_principal_paid
end

Class Method Details

.acceptable_attributes ⇒ Object

Returns all the JSON keys this model knows about



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# File 'lib/plaid/models/student_loan.rb', line 122

def self.acceptable_attributes
  attribute_map.values
end

.attribute_map ⇒ Object

Attribute mapping from ruby-style variable name to JSON key.



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# File 'lib/plaid/models/student_loan.rb', line 91

def self.attribute_map
  {
    :'account_id' => :'account_id',
    :'account_number' => :'account_number',
    :'disbursement_dates' => :'disbursement_dates',
    :'expected_payoff_date' => :'expected_payoff_date',
    :'guarantor' => :'guarantor',
    :'interest_rate_percentage' => :'interest_rate_percentage',
    :'is_overdue' => :'is_overdue',
    :'last_payment_amount' => :'last_payment_amount',
    :'last_payment_date' => :'last_payment_date',
    :'last_statement_balance' => :'last_statement_balance',
    :'last_statement_issue_date' => :'last_statement_issue_date',
    :'loan_name' => :'loan_name',
    :'loan_status' => :'loan_status',
    :'minimum_payment_amount' => :'minimum_payment_amount',
    :'next_payment_due_date' => :'next_payment_due_date',
    :'origination_date' => :'origination_date',
    :'origination_principal_amount' => :'origination_principal_amount',
    :'outstanding_interest_amount' => :'outstanding_interest_amount',
    :'payment_reference_number' => :'payment_reference_number',
    :'pslf_status' => :'pslf_status',
    :'repayment_plan' => :'repayment_plan',
    :'sequence_number' => :'sequence_number',
    :'servicer_address' => :'servicer_address',
    :'ytd_interest_paid' => :'ytd_interest_paid',
    :'ytd_principal_paid' => :'ytd_principal_paid'
  }
end

.build_from_hash(attributes) ⇒ Object

Builds the object from hash

Parameters:

  • attributes (Hash) —

    Model attributes in the form of hash

Returns:

  • (Object) —

    Returns the model itself



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# File 'lib/plaid/models/student_loan.rb', line 386

def self.build_from_hash(attributes)
  new.build_from_hash(attributes)
end

.openapi_nullable ⇒ Object

List of attributes with nullable: true



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# File 'lib/plaid/models/student_loan.rb', line 158

def self.openapi_nullable
  Set.new([
    :'account_id',
    :'account_number',
    :'disbursement_dates',
    :'expected_payoff_date',
    :'guarantor',
    :'is_overdue',
    :'last_payment_amount',
    :'last_payment_date',
    :'last_statement_balance',
    :'last_statement_issue_date',
    :'loan_name',
    :'minimum_payment_amount',
    :'next_payment_due_date',
    :'origination_date',
    :'origination_principal_amount',
    :'outstanding_interest_amount',
    :'payment_reference_number',
    :'sequence_number',
    :'ytd_interest_paid',
    :'ytd_principal_paid'
  ])
end

.openapi_types ⇒ Object

Attribute type mapping.



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# File 'lib/plaid/models/student_loan.rb', line 127

def self.openapi_types
  {
    :'account_id' => :'String',
    :'account_number' => :'String',
    :'disbursement_dates' => :'Array<Date>',
    :'expected_payoff_date' => :'Date',
    :'guarantor' => :'String',
    :'interest_rate_percentage' => :'Float',
    :'is_overdue' => :'Boolean',
    :'last_payment_amount' => :'Float',
    :'last_payment_date' => :'Date',
    :'last_statement_balance' => :'Float',
    :'last_statement_issue_date' => :'Date',
    :'loan_name' => :'String',
    :'loan_status' => :'StudentLoanStatus',
    :'minimum_payment_amount' => :'Float',
    :'next_payment_due_date' => :'Date',
    :'origination_date' => :'Date',
    :'origination_principal_amount' => :'Float',
    :'outstanding_interest_amount' => :'Float',
    :'payment_reference_number' => :'String',
    :'pslf_status' => :'PSLFStatus',
    :'repayment_plan' => :'StudentRepaymentPlan',
    :'sequence_number' => :'String',
    :'servicer_address' => :'ServicerAddressData',
    :'ytd_interest_paid' => :'Float',
    :'ytd_principal_paid' => :'Float'
  }
end

Instance Method Details

#==(o) ⇒ Object

Checks equality by comparing each attribute.

Parameters:

  • Object (Object) —

    to be compared



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# File 'lib/plaid/models/student_loan.rb', line 341

def ==(o)
  return true if self.equal?(o)
  self.class == o.class &&
       == o. &&
       == o. &&
      disbursement_dates == o.disbursement_dates &&
      expected_payoff_date == o.expected_payoff_date &&
      guarantor == o.guarantor &&
      interest_rate_percentage == o.interest_rate_percentage &&
      is_overdue == o.is_overdue &&
      last_payment_amount == o.last_payment_amount &&
      last_payment_date == o.last_payment_date &&
      last_statement_balance == o.last_statement_balance &&
      last_statement_issue_date == o.last_statement_issue_date &&
      loan_name == o.loan_name &&
      loan_status == o.loan_status &&
      minimum_payment_amount == o.minimum_payment_amount &&
      next_payment_due_date == o.next_payment_due_date &&
      origination_date == o.origination_date &&
      origination_principal_amount == o.origination_principal_amount &&
      outstanding_interest_amount == o.outstanding_interest_amount &&
      payment_reference_number == o.payment_reference_number &&
      pslf_status == o.pslf_status &&
      repayment_plan == o.repayment_plan &&
      sequence_number == o.sequence_number &&
      servicer_address == o.servicer_address &&
      ytd_interest_paid == o.ytd_interest_paid &&
      ytd_principal_paid == o.ytd_principal_paid
end

#_deserialize(type, value) ⇒ Object

Deserializes the data based on type

Parameters:

  • string —

    type Data type

  • string —

    value Value to be deserialized

Returns:

  • (Object) —

    Deserialized data



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# File 'lib/plaid/models/student_loan.rb', line 417

def _deserialize(type, value)
  case type.to_sym
  when :Time
    Time.parse(value)
  when :Date
    Date.parse(value)
  when :String
    value.to_s
  when :Integer
    value.to_i
  when :Float
    value.to_f
  when :Boolean
    if value.to_s =~ /\A(true|t|yes|y|1)\z/i
      true
    else
      false
    end
  when :Object
    # generic object (usually a Hash), return directly
    value
  when /\AArray<(?<inner_type>.+)>\z/
    inner_type = Regexp.last_match[:inner_type]
    value.map { |v| _deserialize(inner_type, v) }
  when /\AHash<(?<k_type>.+?), (?<v_type>.+)>\z/
    k_type = Regexp.last_match[:k_type]
    v_type = Regexp.last_match[:v_type]
    {}.tap do |hash|
      value.each do |k, v|
        hash[_deserialize(k_type, k)] = _deserialize(v_type, v)
      end
    end
  else # model
    # models (e.g. Pet) or oneOf
    klass = Plaid.const_get(type)
    klass.respond_to?(:openapi_one_of) ? klass.build(value) : klass.build_from_hash(value)
  end
end

#_to_hash(value) ⇒ Hash

Outputs non-array value in the form of hash For object, use to_hash. Otherwise, just return the value

Parameters:

  • value (Object) —

    Any valid value

Returns:

  • (Hash) —

    Returns the value in the form of hash



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# File 'lib/plaid/models/student_loan.rb', line 488

def _to_hash(value)
  if value.is_a?(Array)
    value.compact.map { |v| _to_hash(v) }
  elsif value.is_a?(Hash)
    {}.tap do |hash|
      value.each { |k, v| hash[k] = _to_hash(v) }
    end
  elsif value.respond_to? :to_hash
    value.to_hash
  else
    value
  end
end

#build_from_hash(attributes) ⇒ Object

Builds the object from hash

Parameters:

  • attributes (Hash) —

    Model attributes in the form of hash

Returns:

  • (Object) —

    Returns the model itself



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# File 'lib/plaid/models/student_loan.rb', line 393

def build_from_hash(attributes)
  return nil unless attributes.is_a?(Hash)
  attributes = attributes.transform_keys(&:to_sym)
  self.class.openapi_types.each_pair do |key, type|
    if attributes[self.class.attribute_map[key]].nil? && self.class.openapi_nullable.include?(key)
      self.send("#{key}=", nil)
    elsif type =~ /\AArray<(.*)>/i
      # check to ensure the input is an array given that the attribute
      # is documented as an array but the input is not
      if attributes[self.class.attribute_map[key]].is_a?(Array)
        self.send("#{key}=", attributes[self.class.attribute_map[key]].map { |v| _deserialize($1, v) })
      end
    elsif !attributes[self.class.attribute_map[key]].nil?
      self.send("#{key}=", _deserialize(type, attributes[self.class.attribute_map[key]]))
    end
  end

  self
end

#eql?(o) ⇒ Boolean

Parameters:

  • Object (Object) —

    to be compared

Returns:

  • (Boolean)

See Also:

  • `==` method


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# File 'lib/plaid/models/student_loan.rb', line 373

def eql?(o)
  self == o
end

#hash ⇒ Integer

Calculates hash code according to all attributes.

Returns:

  • (Integer) —

    Hash code



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# File 'lib/plaid/models/student_loan.rb', line 379

def hash
  [, , disbursement_dates, expected_payoff_date, guarantor, interest_rate_percentage, is_overdue, last_payment_amount, last_payment_date, last_statement_balance, last_statement_issue_date, loan_name, loan_status, minimum_payment_amount, next_payment_due_date, origination_date, origination_principal_amount, outstanding_interest_amount, payment_reference_number, pslf_status, repayment_plan, sequence_number, servicer_address, ytd_interest_paid, ytd_principal_paid].hash
end

#list_invalid_properties ⇒ Object

Show invalid properties with the reasons. Usually used together with valid?

Returns:

  • Array for valid properties with the reasons



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# File 'lib/plaid/models/student_loan.rb', line 303

def list_invalid_properties
  invalid_properties = Array.new
  if @interest_rate_percentage.nil?
    invalid_properties.push('invalid value for "interest_rate_percentage", interest_rate_percentage cannot be nil.')
  end

  if @loan_status.nil?
    invalid_properties.push('invalid value for "loan_status", loan_status cannot be nil.')
  end

  if @pslf_status.nil?
    invalid_properties.push('invalid value for "pslf_status", pslf_status cannot be nil.')
  end

  if @repayment_plan.nil?
    invalid_properties.push('invalid value for "repayment_plan", repayment_plan cannot be nil.')
  end

  if @servicer_address.nil?
    invalid_properties.push('invalid value for "servicer_address", servicer_address cannot be nil.')
  end

  invalid_properties
end

#to_body ⇒ Hash

to_body is an alias to to_hash (backward compatibility)

Returns:

  • (Hash) —

    Returns the object in the form of hash



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# File 'lib/plaid/models/student_loan.rb', line 464

def to_body
  to_hash
end

#to_hash ⇒ Hash

Returns the object in the form of hash

Returns:

  • (Hash) —

    Returns the object in the form of hash



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# File 'lib/plaid/models/student_loan.rb', line 470

def to_hash
  hash = {}
  self.class.attribute_map.each_pair do |attr, param|
    value = self.send(attr)
    if value.nil?
      is_nullable = self.class.openapi_nullable.include?(attr)
      next if !is_nullable || (is_nullable && !instance_variable_defined?(:"@#{attr}"))
    end

    hash[param] = _to_hash(value)
  end
  hash
end

#to_s ⇒ String

Returns the string representation of the object

Returns:

  • (String) —

    String presentation of the object



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# File 'lib/plaid/models/student_loan.rb', line 458

def to_s
  to_hash.to_s
end

#valid? ⇒ Boolean

Check to see if the all the properties in the model are valid

Returns:

  • (Boolean) —

    true if the model is valid



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# File 'lib/plaid/models/student_loan.rb', line 330

def valid?
  return false if @interest_rate_percentage.nil?
  return false if @loan_status.nil?
  return false if @pslf_status.nil?
  return false if @repayment_plan.nil?
  return false if @servicer_address.nil?
  true
end